The Benefits of Title Insurance

Why Homeowners Need Title Insurance

Wondering if title insurance is necessary? The consensus across the real estate sector is a strong "yes." For most, a home is the largest investment they'll make, deserving of top-tier protection. With an Owner's Policy from LaserTitle, you gain extensive benefits, including:

• Lifelong protection for you and your heirs as property owners

• Coverage for legal fees and costs in defending your title against insured issues

• Insurance against specific risks up to the policy limit, safeguarding against:

  • Fraud and forgery

  • Unpaid property taxes and assessments

  • Lack of legal access to your property

  • Existing unpaid mortgages and liens

  • Limitations on property use due to easements or rights of way

  • Issues rendering the title unmarketable

  • And more

Title insurance also means peace of mind, securing you against financial loss from insured claims and protecting your sale from falling through due to title defects.

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Lender Protection

A Lender’s Policy, usually funded by the homeowner, secures the mortgage lender against losses from insured risks, ensuring the mortgage remains the property's primary lien. Lenders require title insurance to safeguard their investment, focusing solely on the lender's interest.

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The LaserTitle Advantage

Choosing LaserTitle safeguards your most valuable asset—your home. Our team of title insurance experts brings decades of experience to every case, prepared for any title scenario. Interested in learning more about how LaserTitle can protect your real estate investment? Get in touch with us.